27 September 2025

2022 BMW X3 M40i AWD for $0 Build Credit, Poor Credit, Bad Credit, Good Credit OK OAC

Written by [email protected]

Please Read ° Please Call ° Please Confirm

As the nation’s largest automobile retailer, vehicles are often moved from one dealership to another WITHOUT prior notice. We STRONGLY URGE you to call or email to verify availability of any used vehicle prior to coming in. With hundreds of dealerships and thousands of vehicles available nationwide, PLEASE don’t waste your time by skipping this simple step.

Vehicle Overview

🚗 STOCK NUMBER: N9L96307
PHONE NUMBER: (408) 474-0469
Email: Contact Us

Common Questions About This Vehicle:

Want to confirm availability and current vehicle location?
Would you like to have the most updated Carfax sent to you?
We can send specific photos of the vehicle to you.
Would you like to request service history and maintenance performed?
Do you want to schedule an appointment for a test drive?
Want more information about financing, like rates, terms, and payments?
Want to get pre-approved?
Would you like us to reserve or hold this vehicle for you?
Want to know more about potential home delivery options?

Get these Questions answered by calling 📲 (408) 474-0469

Why Buy From AllCreditAuto.Loan?

🔑 Mega selection of over 100,000 new & used vehicles online
🔑 No-hassle financing
🔑 Little to No Money Down in Many Instances
🔑 1Price used vehicles, no haggle, no pressure
🔑 Used vehicle 5-day return policy

We’ve Helped People With:

✔️ Great Credit
✔️ Bad Credit
✔️ No Credit
✔️ First Time Buyers
✔️ Recent Divorce
✔️ Discharged Bankruptcy

Vehicle Specifications

YEAR: 2022
MAKE: BMW
MODEL: X3
VIN: 5UX83DP07N9L96307
TRIM: M40i
MILEAGE: 37,406
COLOR: Black Sapphire Metallic
BODY: SUV
TRANS: Automatic
ENGINE: 3.0 L 6 Cyl
FUEL: Hybrid
DRIVE: AWD
MPG: 21 City / 26 Hwy

📲 (408) 474-0469

Contact Us for More Information

Visit this link to see more images and all our available inventory: https://atmxi.com/CL-SOf3

Frequently Asked Questions

Do I really need to call first? Can’t I just take my chances?

We recommend a quick call to confirm the vehicle’s availability. Our intent is to prevent inconveniences when you arrive at the dealership.

This post is almost 30 days old. Do you still have this vehicle?

If the post still has a phone number, we likely still have the vehicle at one of our nearby dealerships. Call the number for guidance.

Can I secure financing with zero down payment?

In many cases, customers can take delivery without any upfront payments. We’ll work alongside you to explore your options.

Do you take trade-ins?

Yes! We regularly purchase vehicles from customers, regardless of whether you buy one from us or not.

What if I owe more than my vehicle is worth?

This situation is common and usually doesn’t impede your ability to trade in your vehicle for another new or pre-owned one.

Are you a Buy Here – Pay Here lot?

No. We offer access to various lenders that can benefit individuals with challenging credit histories.

Why Choose a 2022 BMW X3 M40i?

This sophisticated SUV is designed to offer both comfort and performance. With an emphasis on quality craftsmanship and high-end features, the X3 M40i stands out as an exceptional choice. Key attributes include:

🚗 Premium Package: Enhanced comfort features
🌟 Versatile space and luxury finishes throughout
🔒 Excellent safety ratings and all-wheel drive capabilities
🔧 Equipped with modern tech and navigation options

Final Thoughts

Utilizing AllCreditAuto.Loan can help you secure the vehicle of your dreams, regardless of your credit history. From first-time buyers to those with bad credit, we have tailored solutions to get you behind the wheel of a 2022 BMW X3 M40i safely and efficiently.

Don’t hesitate to call us at (408) 474-0469 for assistance or to confirm the vehicle’s availability!

$44,680

Call *(408) 474-0469* to Confirm Availability Instantly

Please Read ° Please Call ° Please Confirm

***As the nation’s largest automobile retailer, vehicles are often moved from one dealership to another WITHOUT prior notice. We STRONGLY URGE you to call or email to verify availability of any used vehicle prior to coming in. With hundreds of dealerships and thousands of vehicles available nationwide, PLEASE don’t waste your time by skipping this simple step.

🚗 STOCK NUMBER: N9L96307

☎ PHONE NUMBER: (408) 474-0469

✉ Email: https://atmxi.com/CL-SOf3 *(visit this link)

Most common questions about this vehicle:

Want to confirm availability and current vehicle location?
Would you like to have the most updated Carfax sent to you?
We can send specific photos of the vehicle to you.
Would you like to request service history and maintenance performed?
Do you want to schedule an appointment for a test drive?
Want more information about financing, like rates, terms, and payments?
Want to get pre-approved?
Would you like us to reserve or hold this vehicle for you?
Want to know more about potential home delivery options?
Do you have questions about trading in your vehicle?
Have specific questions about this vehicle that we can answer?

Get these Questions answered by calling 📲 (408) 474-0469

OR:

VISIT THIS LINK:
https://atmxi.com/CL-SOf3

Why Buy From Us?

🔑 Well buy your car, no purchase necessary
🔑 Mega selection of over 100,000 new & used vehicles online
🔑 No-hassle financing
🔑 Little to No Money Down in Many Instances
🔑 1Price used vehicles, no haggle, no pressure
🔑 Used vehicle 5-day return policy

WE HAVE HELPED PEOPLE WITH THE FOLLOWING:

✔️ Great Credit
✔️ Bad Credit
✔️ No Credit
✔️ No Co-Signer
✔️ First Time Buyers
✔️ Recent Divorce
✔️ Discharged Bankruptcy
✔️ Multiple Repo’s
✔️ Short Job Time
✔️ Foreclosure
✔️ Child Support
✔️ Student Loans
✔️ Negative Equity

————————————————————–
AutoNation ✴ ✴ ✴
America’s Largest Automotive Retailer
📲 (408) 474-0469
————————————————————–

⛔ Please Read, Please Call, Please Confirm ⛔

⚠️ As the nation’s largest automobile retailer, vehicles are often moved from one dealership to another WITHOUT prior notice. We STRONGLY URGE you to call or email to verify availability of any used vehicle prior to coming in. With hundreds of dealerships and thousands of vehicles available nationwide, PLEASE don’t waste your time by skipping this simple step. ⚠️

↪ You can immediately confirm availability of this vehicle by calling 📲 (408) 474-0469 using this stock number: N9L96307

VEHICLE SPECIFICATIONS

         YEAR:   2022
STOCK #:   N9L96307
        MAKE:   BMW
     MODEL:   X3
VIN:   5UX83DP07N9L96307
TRIM:   M40i
MILEAGE:   37,406
COLOR:   Black Sapphire Metallic
/ Black
BODY:   SUV
TRANS:   Automatic
AD ID:   758344B25056A981
ENGINE:   3.0 L 6 Cyl
FUEL:   Hybrid
DRIVE:   AWD
MPG:   21 City
/ 26 Hwy

📲 (408) 474-0469
Stock Number: N9L96307 🚗

Subject to prior sale.
Call to confirm availability.

Visit this link to see more images plus all other inventory we have available:

https://atmxi.com/CL-SOf3

Mercedes-Benz of San Jose
Ask for: Sales Department
☎ (408) 474-0469
San Jose, CA 95148

Frequently Asked Questions

Do I really need to call first, can I just take my chances and hope the vehicle is there?

If youre seeing this ad, it is likely that the vehicle IS for sale within the Autonation network. Our intent is to prevent you from showing up after the vehicle has been moved. Give us a call, let us physically touch it and confirm its availability. Well provide the local dealership name and address so that you dont waste your time.

This post is almost 30 days old. Surely you don’t still have this vehicle, do you?

If the post still has a phone number, we almost certainly still have the vehicle at one of your local Autonation dealerships. Simply dial the number above and we’ll be happy to point you to the correct store. We may even bring the vehicle to a store near you.

You say you help people with less than perfect credit, are you a Buy Here – Pay Here lot?

No. We are not a buy here – pay here lot. However, because we are the largest retailer of New and Used vehicles in the U.S. we have access to banks and credit unions that can be a tremendous benefit to extremely challenged credit.

Can I really secure financing with zero down payment?

Many customers actually take delivery without a checkbook or credit card. While this isn’t a possibility in every situation, it is often an option when transacting with an Autonation dealership.

Do you take trade-ins?

Yes. We need to buy cars from customers every day because of the huge demand in the used vehicle market. It isn’t necessary for you to buy a vehicle either. We’d love to purchase your vehicle regardless of age or mileage in most cases.

What if I want to trade in my vehicle but still owe more than it’s worth.

This is another very common situation that usually won’t prevent you from trading your vehicle and taking delivery of your next New or PreOwned vehicle.

Are you guys really 1price? Won’t you negotiate?

We’ve found that every single customer wants our bottom-line best price up front. Imagine going to a dealership and telling them “don’t tell me your best price, instead, keep going back and forth to your manager and waste as much of my time as possible, until we finally find your best price, and then try to guilt me into buying because you spent so much time with me”. If that’s actually what you want, you may need help.

We put our bottom line lowest price on every pre-owned vehicle and then let you decide if, and when you want to buy it. No pressure.

So, I like this vehicle I’m looking at, but I’d rather not talk to anyone yet. What do I do?

COPY AND PASTE the link and in this ad, and find the CONTACT US tab on the right side of the Showroom Page. Just ask “Where might I see this vehicle?”. Someone will respond promptly.

I think this vehicle might be the one for me, but I live several hours away. Can I prevent someone else from buying it before I get there?

Yes. We have very simple process for this very common situation. Just give us a call.

As America’s Largest Automotive Retailer we have thousands of other vehicles, including many others that may be identical to this one.

Use the link below to view inventory from this and other nearby dealerships.

http://atmxi.com/inventory/5145

Description:

* Premium Package * Wheels: 21″ X 8.5″ Fr & 21″ X 9.5″ Rr (Style 726I) * Panoramic Roof * Black Sapphire Metallic * Trailer Hitch * Heated Front Seats * Navigation System * Sensatec Dashboard * Carbon Fiber Trim * Remote Engine Start * Heated Steering Wheel * Keyless Start * Rear Spoiler * Heads-Up Display * Black; Perforated Sensatec Upholstery * Increased Top Speed Limiter * M Sport Brakes W/Red Calipers * Without Exterior Lines DesignationThis vehicle includes a Money-Back Guarantee* and passed our precise inspection process. Best of all the price you see is the price you pay. No haggling. No back and forth. No pressure. And this price is so good it is guaranteed. *Money-Back Guarantee is valid for 5 days or 250 miles, whichever comes first. Subject to certain terms and conditions. See store for details. Some restrictions apply.Thank you for your interest in one of Mercedes-Benz of San Jose’s online offerings. Please continue for more information regarding this 2022 BMW X3 M40i with 37,406mi. This BMW includes: BLACK SAPPHIRE METALLIC WITHOUT EXTERIOR LINES DESIGNATION (DISC) CARBON FIBER TRIM INCREASED TOP SPEED LIMITER (DISC) PREMIUM PACKAGE Heated Steering Wheel Heated Front Seat(s) Heads-Up Display WHEELS: 21 Chrome Wheels Tires – Front Performance Aluminum Wheels Steel Wheels Tires – Rear Performance REMOTE ENGINE START Remote Engine Start M SPORT BRAKES W/RED CALIPERS HEATED STEERING WHEEL Heated Steering Wheel BLACK, PERFORATED SENSATEC UPHOLSTERY Vinyl Seats Cloth Seats Leather Seats Premium Synthetic Seats SENSATEC DASHBOARD (DISC) TRAILER HITCH Tow Hitch Remote Trunk Release HEATED FRONT SEATS Heated Front Seat(s) *Note – For third party subscriptions or services, please contact the dealer for more information.* The X3 M40i doesn’t disappoint, and comes with all the quality and understated opulence buyers have come to expect from the respected BMW marque. A truly versatile SUV, this vehicle will please even the most discerning of buyers. Outstanding craftsmanship and artisanal refinements abound with this BMW X3 M40i. Enjoy safety and stability with this all-wheel drive vehicle and drive with confidence in any condition. In addition to being well-cared for, this BMW X3 has very low mileage making it a rare find. Added comfort with contemporary style is the leather interior to heighten the quality and craftsmanship for the BMW X3 M40i.

Accessories & color may vary. Dealer not responsible for errors or omissions. New vehicle pricing may already include applicable manufacturer incentives which may expire at any time & are subject to incentive qualification criteria & requirements. Manufacturer incentive data & vehicle features is provided by third parties & believed to be accurate as of the time of publication. Please contact the store by email or phone for details & availability of incentives. Sales tax or other taxes, tag, title, registration fees, government fees, not included. Dealer Document Charges not included in quoted price. Pre-owned vehicle Money-Back Guarantee is valid for 5 days or 250 miles, whichever comes first. Subject to certain terms and conditions. See store for details. Some restrictions apply. Vehicles may have unrepaired safety recalls. You can check recall status by VIN, at www.safercar.gov.

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