2004 Toyota Highlander for $0 Build Credit, Poor Credit, Bad Credit, Good Credit OK OAC



OBO: THIS IS THE BEST UNDER $5,000 CAR OUT THERE
Overview of the 2004 Highlander
The 2004 Toyota Highlander is one of the most reliable SUVs on the market, especially for budget-conscious buyers. With a price tag that easily falls under $5,000, this particular model offers an exceptional balance of affordability and dependability. The experience of owning this vehicle can be significantly enhanced by the support of AllCreditAuto.Loan, making it accessible for a variety of credit situations.
Vehicle Condition and Highlights
Listed at 1815 N. Broadway, just north of Escondido High, this specific Highlander features a 4-cylinder engine with just under 210,000 miles, which is relatively low for a vehicle of this age. Having been cared for meticulously since 2018, the car has a verified history free from major accidents. While there was a minor fender bender in 2024, it’s purely cosmetic and hasn’t compromised the vehicle’s reliability.
Recent Updates
As of August 21, 2025, a rebuilt transmission with only 60,000 miles has been installed by Aamco, accompanied by a one-year warranty. Regular oil changes and maintenance have kept this vehicle in excellent running condition. Moreover, the current registration tags are valid through September, providing peace of mind for the new owner.
Normal Wear and Tear
Understanding the natural aging of a vehicle, it’s essential to note that this 2004 Highlander may exhibit minor issues typical for a 21-year-old car. These may include:
- Clear coat paint peeling
- A broken latch on the rear door
- Driver and passenger side windows that occasionally operate slowly
However, these cosmetic and functional issues are relatively minor when balanced against the strengths and reliability of this SUV.
Why Choose AllCreditAuto.Loan?
Purchasing a used vehicle like the 2004 Toyota Highlander can be daunting, especially if you have concerns regarding your credit score. Fortunately, AllCreditAuto.Loan has partnered with a wide network of lenders to provide financing options tailored for various financial situations. Whether you have:
- Poor Credit
- Bad Credit
- Good Credit
AllCreditAuto.Loan can help you secure a loan that fits your budget. Their commitment to assisting buyers from all backgrounds opens doors to ownership that may have previously seemed unattainable.
The Benefits of Financing Through AllCreditAuto.Loan
1. Build Your Credit
Every payment you make on your auto loan can help improve your credit score. Financing through AllCreditAuto.Loan provides an excellent opportunity to build or rebuild your credit history.
2. Affordable Payments
With multiple lenders to choose from, you can find terms and interest rates that make monthly payments manageable, aligning with your budgetary needs.
3. Flexible Options
No matter your financial background, AllCreditAuto.Loan offers flexible financing options, allowing you to choose a payment structure that suits you best.
4.Support for Every Step
The knowledgeable team at AllCreditAuto.Loan is ready to assist you throughout the loan application process, ensuring you have the information and guidance needed to make informed decisions.
Conclusion
If you’re in the market for a dependable, budget-friendly SUV, the 2004 Toyota Highlander is worth considering, particularly this model. And with the assistance of AllCreditAuto.Loan, obtaining financing for your dream car has never been easier. Take the opportunity to explore this vehicle, test drive it, and see if it’s the right fit for your needs.
Make your move today and reach out to AllCreditAuto.Loan for the financing solutions you need to drive away in your new-to-you Highlander!

$4,400
Escondido
1815 N. Broadway near Bahia Ln
OBO: THIS IS THE BEST UNDER $5,000 CAR OUT THERE. 2004 Highlander 4cyl with just under 210,000 miles on it. I have owned it since 2018 when I bought it off a lot on Miramar Road with 34,000 miles, verified by Carfax. No major accidents. Minor fender bender in 2024, front left bumper, no big damage, minor scrapes. I have babied this vehicle with regular oil changes, most major components replaced ( I have vehicle records). Recently, 8/21/25 a rebuilt transmission went in with 60,000 miles on it done by Aamco with a 1 year warranty. I have new September registration tags. This vehicle runs great. There are some issues normal for a 21 year old car. Clear coat paint peel-age, latch on rear door broken, driver and passenger side windows sometimes get slow to return up, will fill you in if/when we meet. Car is on the street @ 1815 N. Broadway, just north of Escondido High if you want to drive by and look. Under the hood this is a solid ride.
