2002 BMW M3 E46 Convertible – Low Miles, Dinan Trim for $0 Build Credit, Poor Credit, Bad Credit, Good Credit OK OAC

2002 BMW M3 E46 Convertible - Low Miles, Dinan Trim
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2002 BMW M3 E46 Convertible – Low Miles, Dinan Trim for $0 Build Credit, Poor Credit, Bad Credit, Good Credit OK OAC

Your Dream Car: 2002 BMW M3 Convertible with Low Mileage and High Performance

Introduction

Owning a performance car like the 2002 BMW M3 Convertible is a dream for many automotive enthusiasts. This stunning vehicle, registered in California since new, has only 76,000 miles on the odometer and is equipped with an array of features that make it a standout choice.

Specifications and Features

Finished in elegant Steel Gray Metallic over Black Nappa leather, this M3 is not just a car; it’s a statement of luxury and performance. The heart of this beast is a 3.2-liter S54 inline-six engine paired with a six-speed SMG transmission and a limited-slip differential.

Performance Acceleration

This remarkable inline-six engine is factory-rated at 333 horsepower and 262 lb-ft of torque. With the addition of Dinan Stage 1 performance electronics, it reaches nearly 400 bhp. Experience head-snapping acceleration in Sport Mode that delivers pure driving enjoyment.

Exterior Features

The car stands out with its original Steel Gray Metallic paint complemented by xenon headlights, fog lights, Park Distance Control parking sensors, and quad exhaust outlets. While the car is in exceptional condition, some minor paint flaking can be observed on the lower front valance, adding character to its history.

Wheels and Tires

Equipped with original 19” M double-spoke Style 67 wheels, the car is shod with Michelin Pilot Sport A/S 3 tires, ensuring excellent grip and handling.

Interior Comfort and Technology

Step inside to find heated power-adjustable front Sport seats upholstered in original Black Nappa leather. The interior is well kept, showcasing Titan Shadow trim on the dash and door panels. The multifunction leather-wrapped steering wheel features M-color stitching while housing factory instrumentation for a full sporty experience.

For audio enthusiasts, the Harman Kardon sound system and BMW Business CD stereo provide a quality sound experience to enjoy your favorite tunes while driving.

Upgrades and Maintenance

This M3 has been meticulously maintained, consistently serviced, and always housed in a garage. Significant servicing includes:

  • Installation of a subframe reinforcement kit under factory warranty due to a manufacturer recall in 2005.
  • Rod bearing service performed in November 2015.
  • Upgraded double-VANOS system.
  • SMG transmission upgrades including a new pump, wiring harness, and relay component for improved performance.

The ability to paddle-shift, use the stick shifter, or select automatic mode enhances the driving experience, giving you unprecedented control behind the wheel.

Why Choose AllCreditAuto.Loan for Financing

Getting your dream car is easier than ever with AllCreditAuto.Loan. Regardless of your credit history—bad credit, poor credit, or good credit—AllCreditAuto.Loan offers a range of partner lenders tailored to meet your financial needs.

Build Your Credit

Financing your 2002 BMW M3 Convertible through AllCreditAuto.Loan not only helps you acquire this performance marvel but also offers an excellent opportunity to build your credit. Timely payments can positively impact your credit score, paving the way for more favorable financing options in the future.

Simple and Efficient Process

The application process with AllCreditAuto.Loan is straightforward and efficient. You can quickly compare offers from multiple lenders, allowing you to choose the best financing option that fits your budget. You’ll also receive expert guidance throughout the process to ensure you make informed decisions.

Affordable Options

With a competitive starting price of $23,500, this BMW M3 is accessible for various budgets. AllCreditAuto.Loan works with a network of lenders to provide affordable financing options, ensuring that owning your dream car is not just a fantasy.

Flexibility in Financing

Whether you are looking for low monthly payments, flexible terms, or a quick approval process, AllCreditAuto.Loan offers tailored solutions that adapt to your unique financial situation.

Conclusion

If you’ve ever dreamed of owning a luxury performance car, this 2002 BMW M3 Convertible is your chance. With only 76,000 miles, a meticulous maintenance history, and enhanced performance, it’s a remarkable vehicle that commands attention.

If you’re ready to experience the thrill of driving this stunning M3, contact Tim today. You’ll be glad you did!

$23,500

Carlsbad

This 2002 BMW M3 convertible has remained registered in California since new and now has only 76k miles. It is finished in Steel Gray Metallic over Black Nappa leather and is powered by a 3.2-liter S54 inline-six linked with a six-speed SMG transmission and a limited-slip differential. Equipment includes the Power Seat Package, 19″ M double-spoke wheels, xenon headlights, heated front Sport seats, a Harman Kardon sound system, a BMW Business CD stereo, and a black soft top that functions excellently. This E46 M3 is now offered with the original owner’s manual, a clean Carfax report, both keys and a clean California title (no accidents).
The car is finished in original Steel Gray Metallic (400) and features a xenon headlights, fog lights, Park Distance Control parking sensors, and quad exhaust outlets. Some paint flaking is visible on the corners of the lower front valance. The original 19″ M double-spoke Style 67 wheels (in great condition) are mounted with Michelin Pilot Sport A/S 3 tires. The car was factory-equipped with Dynamic Stability Control (DSC), and braking is provided by four-wheel ventilated discs. Brake rotor, pad, and sensor replacement was performed in May 2025. The heated power-adjustable front Sport seats are upholstered in the original Black Nappa leather and presents in excellent condition. Titan Shadow trim adorns the dash and door panels. The multifunction leather-wrapped steering wheel features M-color stitching and frames factory instrumentation.
The 3.2-liter S54 inline-six was factory rated at 333 horsepower and 262 lb-ft of torque, yet with the addition of Dinan Stage 1 performance electronics this M3 is nearly 400 bhp of head-snapping enjoyment in Sport Mode. The car has been meticulously maintained since new: The subframe reinforcement kit was installed under factory warranty due to manufacturer recall in 2005, the rod bearing service was performed in November 2015, the double-VANOS system has been upgraded, and the 6 speed SMG transmission was also upgraded with a new pump replacement, wiring harness, and relay component. Being able to paddle-shift, utilize the stick shifter, or placing the shifter in automatic mode is such a huge bonus with the SMG, and adds a variety of options to for driving enjoyment.
Always garaged and serviced ahead of schedule, this BMW is a prime example of an early 2000 performance machine and a fantastic driving experience.

Available for $23,500 or I remain open to consider reasonable offers.

Please call Tim at – You’ll be glad you did!!!


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