2015 BMW X1 – Financing Available! for $0 Build Credit, Poor Credit, Bad Credit, Good Credit OK OAC























Hello,
I’m a mid-40’s, respectful, highly educated, African-American male offering my black 2015 BMW X1 SDRIVE28I for lease or purchase. Personal financing is available! The vehicle has a rebuilt title due to a minor accident involving the front passenger door, but it has been completely restored by the previous owner, a professional car body mechanic.
As you begin to consider leasing or purchasing this vehicle, I have a few essential details and options for you:
Options for Leasing or Purchasing
You have three options when considering this vehicle:
- Option 1: Buy it for $6500 cash.
- Option 2: Buy it with financing for $7000. I can personally finance you with a minimum down payment of $3000. The monthly payment will depend on the length of the financing arrangement. I’m open to negotiation to ensure we reach a mutually agreeable situation. Please note that you will not own the car until it is fully paid off.
- Option 3: Rent it for $500 per month, with a four-month minimum. This would include adding you to my insurance for an additional $100 per month, resulting in a total monthly payment of $600. A total of $2400 cash is required upfront for the first four months.
Qualifications for Lease or Finance Purchase
To ensure a successful leasing or purchasing process, you must meet the following qualifications:
- At least 21 years of age.
- Currently reside in the Las Vegas area (proof of residence required).
- Employed currently (pay stubs for the previous three months required; I will make a reference call to your employer).
- Valid current Nevada driver’s license (copy required).
- Background check will be conducted (no criminal history allowed).
- No credit check is required; however, a strong credit report may be favorably considered.
About the Car
Here are the details about the 2015 BMW X1 SDRIVE28I:
- V4 engine.
- Four-door hatchback design.
- Attractive black exterior and black interior.
- Premium stereo system.
- Automatic transmission.
- Low mileage of 57K miles, as it has been used as a secondary vehicle.
- Four brand new tires added in November 2024.
- Legal and legitimate ownership with both title and current registration in hand.
- In excellent condition and running perfectly due to regular maintenance.
- Equipped with a GPS tracking system for monitoring location.
Process for Potential Buyers
If you’re interested, I kindly request that you send me a message containing the following information:
- Your first name.
- Your age.
- Your employment and/or school status.
- Estimated length of leasing or financing arrangement desired (e.g., 5 months, 1 year, 2 years).
- Any initial questions you may have for me.
- Anything else you would like me to know regarding your situation.
Time Management and Expectations
Please understand that the process for leasing or buying the car will take several days. Hence, if you ask whether you can take possession of the vehicle “tonight” or “tomorrow,” the answer will be No. I appreciate your understanding in this matter.
Financing Available through AllCreditAuto.Loan
To assist you in acquiring your dream car, I recommend utilizing the services offered by partner lenders through AllCreditAuto.Loan. This platform is designed to cater to a wide range of credit situations, including poor credit, bad credit, and good credit.
Benefits of Using AllCreditAuto.Loan
- Flexible Financing Options: AllCreditAuto.Loan offers various financing plans tailored to your financial needs and credit situation, making it easier for you to secure an auto loan.
- Build Your Credit: By successfully financing your vehicle, you have the opportunity to build or improve your credit score. This can positively affect your future borrowing ability.
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- Expert Guidance: Their team can help navigate through the financing process, ensuring you understand all options available to you.
Conclusion
I appreciate your time and consideration in viewing this offer. I aim to work with someone trustworthy who appreciates the value of this vehicle. If you meet the qualifications and are interested in one of the options provided, please don’t hesitate to reach out. I look forward to hearing from you!

$6,500
Las Vegas
Hello,
I’m a mid 40’s, respectful, highly educated, African-American male owner of a black 2015 BMW X1 SDRIVE28I for lease or purchase, with personal financing available! It is a rebuilt title but only because the front passenger door was bumped in a minor accident, and the previous owner completely restored it before I bought it, since he was a car body mechanic.
Unfortunately, I have to say the following first.
SCAMMERS: Do not contact me, as I am connected to law enforcement (sorry, it had to be said).
SCAMMERS: Do not contact me, as I am connected to law enforcement (sorry, it had to be said).
Ok, I am looking to lease or sell my car out to a person whom I can TRUST. You have three options:
Option 1: Buy it for $6500 cash
Option 2: Buy it with financing for $7000 cash plus interest – I can personally finance you with a down payment of least $3000 cash. The monthly note and interest rate would be based on how long you’re interested in financing it. We can definitely negotiate to come up with a win-win situation for both of us. In short, I am pretty smart and very familiar with financing, so I am willing to work with you, if you meet all the qualifications further below. However, please note that you will not own and take title until the car is completely paid in full. At that point, we’ll quickly complete the sale paperwork to legally make the car yours.
Option:3: Rent it for $500 per month (4 month minimum), plus I would add you to my insurance for $100 per month (non-negotiable). So the total monthly payment would be $600. You would have pay at least 4 months up front for the total amount of $2400 cash.
You must meet the following qualifications for LEASE OR FINANCE PURCHASE:
*at least 21 years of age
*currently living in the Las Vegas area (proof or residence will be required)
*currently employed (must provide pay stubs for the past three months, and I will need to make a reference call to your employer before leasing my car to you)
*Valid current Nevada drivers license (a copy will be required)
*NOTE: I WILL run a background check before leasing (NO CRIMINAL HISTORY AT ALL!!!)
*NOTE: NO CREDIT CHECK REQUIRED! However, if you have a strong credit score report that you can provide, I will definitely take that into strong consideration.
ABOUT THE CAR
*2015 BMW X1 SDRIVE28I, V4 engine
*Four-door hatchback
*Black exterior, and black interior
*Premium stereo
*Automatic drive
*low 57K miles (it’s been my secondary car, so not driven daily, thus the low mileage)
*Four brand new tires were added in November 2024
*I have both the title and the current registration, so everything is completely legal and legitimate
*Good condition and running perfectly (I keep the maintenance)
*The car will have GPS tracking system on, so I can track the location whenever necessary
In the event you’re potentially interested, I would humbly like to request the following from you. Send me a message with the following details:
– Your first name
– Your age
– Your employment and/or school status
– Potential length of leasing or financing arrangement desired (5 months, 1 year, 2 years, etc. . ..)
– Any initial questions you may have for me (you can ask me whatever you wish)
– Anything else you would like me to know about you and/or your situation (you can share whatever you wish)
Based on your reply, if I feel you may potentially be a good fit, I will send you a reply within 24-72 hours, out of respect for your time, and after briefly speaking on the phone, we can arrange for a viewing in Spring Valley only.
Lastly please note, the process for you LEASE or BUY is a PROCESS, so it will take several days. So please do not ask me if you can take possession of the car “tonight” or “tomorrow” or anything else that is very immediate. The answer will definitely be NO, and I will automatically not lease or sell the car to you if you ask that. I’m sorry but that had to be said upfront. Also, please know that I am very book smart with advanced degrees and very street savvy, so please don’t try play me with any barters, schemes, etc. I know all of that stuff, and I can easily see it coming from a mile away, so any such offers will be immediately discarded, and you would only be wasting your time with me. So please go away with any of that stuff!
Thank you for your time and consideration.
