2002 BMW M3 SMG for $0 Build Credit, Poor Credit, Bad Credit, Good Credit OK OAC










2002 SMG E46 M3 Convertible in Carbon Schwarz Black
The 2002 SMG E46 M3 Convertible is a stunning vehicle that boasts a classic design, exhilarating performance, and a thrilling driving experience. With a striking Carbon Schwarz Black exterior and an impressive mileage of 115,XXX miles (185,XXX km), this M3 is not just a car, but a statement of passion for automotive excellence.
Well-Maintained and Ready to Drive
This meticulously cared-for M3 is renowned for its powerful 333 horsepower engine and has been maintained to the highest standards. Over the course of ownership, which passes a year and includes approximately 6,000 km of use, the car’s condition has been continuously optimized.
The vehicle stands on brand-new Michelin Pilot Sport AS tires, ensuring exceptional grip and handling, while winter performance is covered with brand-new Kumho Winter Craft tires. Previous maintenance records indicate extensive checks and updates: big three upgrades, rod bearings replaced, and both Vanos and subframe inspected, showing no issues. It even comes complete with an OEM wind deflector for an enhanced convertible experience.
Custom Modifications
Adding to its allure, this E46 M3 has several tasteful modifications that enhance both aesthetics and functionality:
- Hard top roof in Jet Black for year-round versatility
- LED fog lights for improved visibility
- LED LCI taillights that provide a modern touch
- LED side indicators for better signaling
- Tinted front reflectors enhancing the sleek appearance
- Black front and side grills adding a bold look
- Restitched steering wheel for a refined feel
Comprehensive Maintenance History
The maintenance performed on this M3 is extensive, with all services done within the last 5,000 km, ensuring reliability and peace of mind for the next owner:
- Two oil services completed using top-quality 10w60 Liqui Moly oil
- Replacement of rod bearings for long-term performance
- New oil pan and valve cover gaskets
- Recent wheel alignment to ensure precise handling
- New windshield wipers for clear visibility
- Replaced coil packs and spark plugs
- New output and axle shaft seals
- Rear differential cover seal replaced with fresh fluid
- Trans fluid replaced for smooth gear transitions
- Steering angle sensor updated
- New front calipers, pads, and rotors performed
- Brake fluid flushed for optimal braking performance
- Throttle position sensor and engine mounts refreshed
Financing Options for Every Credit History
Owning a vehicle as exhilarating as the 2002 SMG E46 M3 Convertible is a dream for many car enthusiasts. At AllCreditAuto.Loan, we understand that securing financing can be challenging for those with varying credit histories. Thankfully, we offer solutions that cater to everyone, regardless of credit status.
Building Credit with a Dream Car
If you’re striving to build or improve your credit, financing a car like the E46 M3 is an excellent way to do so. Making regular, on-time payments can significantly enhance your credit score over time. Our partner lenders work with you to create a financing package that aligns with your budget while ensuring that you can enjoy the benefits of your dream car.
Options for Poor, Bad, and Good Credit
No matter your credit situation, AllCreditAuto.Loan has options that can help you secure financing for the M3:
- Poor Credit: We have partner lenders who specialize in working with individuals who may have had financial difficulties in the past. Our goal is to find the right terms that allow you to drive away in your dream M3.
- Bad Credit: If credit challenges have held you back, don’t lose hope. Our services provide opportunities for bad credit financing, ensuring that you don’t miss out on this iconic car.
- Good Credit: If you have a solid credit score, our partners will offer you competitive rates and terms, making your dream of owning the E46 M3 a financially sound decision.
Conclusion
The 2002 SMG E46 M3 Convertible in Carbon Schwarz Black is not just a car; it’s an opportunity to embrace the excitement of driving and owning a superbly crafted vehicle. With a comprehensive maintenance history, thoughtful modifications, and the backing of AllCreditAuto.Loan to assist with financing, your dream car is within reach, regardless of your credit status.
Don’t miss the chance to own a piece of automotive excellence. Contact us today to explore your financing options and get one step closer to driving the M3 of your dreams!

$22,000
Cloverdale
2002 SMG E46 M3 convertible in Carbon Schwarz Black.
115,XXX miles (185,XXX km)
Extremely well taken care of, 333HP M3 that has been meticulously worked on and maintained. I’ve owned the car for a little over a year and drove around 6,000 km during ownership. Car is sitting on brand new Michelin pilot sport AS tires and have brand new Kumho winter craft tires. Big 3, rod bearings done, Vanos and subframe both inspected and both good. Comes with OEM wind deflector for rear seats. Message for pictures or questions about the car.
Tasteful mods that were added include
– Hard top roof (Jet black)
– Led fog lights
– Led LCI taillights
– Led side indicators
– Tinted front reflectors
– Black front and side grills
– Restitched steering wheel
Maintenance includes
(Every service is within the last 5k~ km/year)
– Two oil services done (10w60 Liqui Moly)
– Rod bearings
– Oil pan gasket
– Valve cover gasket
– Wheel alignment (1000km ago)
– New window wipers
– Coil packs
– Spark plugs
– Output shaft seal
– Axel shaft seals
– Rear diff cover seal
– New diff fluid
– Trans fluid
– Steering angle sensor
– New front calipers
– New front and rear pads
– New front and rear rotors
– Brake fluid flush
– Throttle position sensor
– Engine mounts
